After you spend $3,000 on purchases in the first 3 months after account opening.
Secure access to your accounts 24/7. Also available on our mobile app – GHFCU 2 Go!
After you spend $3,000 on purchases in the first 3 months after account opening.
$0 Annual Fee. No Foreign Transaction Fees.No Application Fees. No Overlimit Fees.
Earn unlimited 1.5% cash back on every purchase, every day.
0% intro APR on purchases and balance transfers for the first 12 months, after that variable APR of 14.74% – 20.74%†
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0% fixed Intro APR for the first 12 months that your Account is open. After that, 14.74% to 20.74%, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.
0% fixed Intro APR for the first 12 months that your Account is open. After that, 14.74% to 20.74%, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.
26.49%. This APR will vary with the market based on the Prime Rate.
Up to 29.99%. This APR will vary with the market based on the Prime Rate.c The Default APR may be applicable to your Account if you:
How Long Will the Default APR Apply: If an APR is increased for any of these reasons, the Default APR may apply indefinitely to all outstanding balances and future transactions on your Account.
Your due date will be a minimum of 20 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers and cash advances on the transaction date.
None
Transaction Fees
Penalty Fees