Member Login

Secure access to your accounts 24/7. Also available on our mobile app – GHFCU 2 Go!

HAPPY EASTER!  OUR COUNTY BRANCH WILL BE CLOSED ON FRIDAY, APRIL 18. MAIN AND SIMPSONVILLE WILL BE OPEN TO SERVE YOU.  DEBIT CARD HOLDERS: IF YOU EXPERIENCE DUPLICATE POSTINGS FOR DEBIT CARD TRANSACTIONS, PLEASE ALLOW 3 - 5 DAYS FOR DUPLICATES TO BE REVERSED. IF YOU INCUR FEES DUE TO THE DUPLICATION, PLEASE CALL TO HAVE THEM REFUNDED!         CLICK HERE TO LEARN HOW TO JOIN GHFCU!

A checking account is an excellent way to develop smart financial habits. With Greenville Heritage Federal Credit Union’s Checking Account options, you can enjoy both convenience and flexibility to effectively manage your money and meet your financial goals. All accounts come with easy access and additional benefits:

  • 24/7 Account Access with Home Banking and Mobile Banking
  • Enroll in e-Statements
  • Remote Deposit Capture
  • Link account to Bill Pay and Direct Deposit
  • Access to 30,000+ Sur-charge Free ATMs
  • Link account to your Digital Wallet: Apply Pay, Google Pay
  • Link account to Zelle®

Checking Account Options

Save money every month with our basic checking account – perfect for your personal checking needs! There are no hidden charges or fees. With an opening deposit of just $50, you can enjoy access to all the product features listed above. Plus, our Basic Checking account comes with unlimited check writing privileges and a free starter kit including temporary checks.

Earn 5.127% APY* on balances up to $15,000 with the Heritage Advantage Checking Account!

No Monthly Maintenance Fees. No Minimum Balance Requirement.

Upgrade your Checking. Amplify your Returns! With only an opening deposit of just $100, you can enjoy access to all the product features listed above. Just meet the following requirements each month:

  • Maintain eStatements
  • Have 1 direct deposit or ACH credit transaction of $500 or more per month
  • Make 15 or more debit card transactions per month
  • Use Home Banking at least once per month.

*APY is Annual Percentage Yield. 5.127% APY effective 04/01/2025. Certain credit requirements must be met. Limit one account per member. Not available on business accounts. $100 Minimum Opening Deposit. Balances above $15,000 will earn corresponding Money Market rate. Dividend reverts to regular checking rate if requirements are not met in a particular month. APY subject to change based on market conditions.

Rebuild your credit with our New Horizon Checking Account, designed for individuals who have had serious banking issues in the past. After the minimum opening deposit of $50, there is no minimum monthly balance and members pay a monthly maintenance fee of $15. Direct deposit is required for Courtesy Pay overdraft protection.  After a year of responsible use, members can request an upgrade to Basic Checking.

Searching for a good investment? Now you don’t have to choose between growth and safety with our tiered, high yield, Money Market Accounts. The more you deposit, the more you earn! You will receive six free withdrawals per month. A $10 monthly fee applies if the balance falls below the $1,000 minimum balance requirement.

Ready to Open your GHFCU Checking Account?

If you are already a member, you can open your checking account by logging in to Home Banking. If you prefer to open your account in person, simply visit any of our convenient branch locations. For your convenience, our Main/Downtown and Simpsonville branches are open until 5:30 p.m. on Thursday and Friday.

*Checking products are subject to change without notice.