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Secure access to your accounts 24/7. Also available on our mobile app – GHFCU 2 Go!

WARNING!  We have received several calls from members who have received SCAM calls claiming to be the GHFCU Fraud Department and asking for personal information.  The scammers are even spoofing our phone number, so it looks like the call is coming from 864.467.4160.  If you have questions, please call us directly at 864.467.4160.

When you need a sound investment, doing business with Greenville Heritage FCU is a smart move for your financial future.

GHFCU strives to be at the top of the market on dividend rates, offering a variety of short term and long term investment options.  The following rate charts provide details on savings and investment products designed to help you meet your financial needs.

DEPOSIT RATES

Checking Accounts Minimum Deposit Dividend Rate APY Minimum Balance
Basic $50 0.02% ($250+) 0.020% None
Heritage Advantage $100 0.50% (up to $15k) 0.502% None

Effective September 1, 2022

Individual Retirement Accounts Minimum Deposit Dividend Rate* APY Dividends Compounded/Credited
IRA Savings $1,000 1.00% 1.005% Quarterly

12 Months

$1,000 4.00% 4.050% Semi-Annually

18 Months

$1,000 3.00% 3.030% Semi-Annually

36 Months

$1,000 3.00% 3.030% Semi-Annually
60 Months $1,000 2.50% 2.520% Semi-Annually

Effective May 1, 2024

Minimum Deposit Dividend Rate* APY Free Withdrawals**
$1,000 – $10,000.99 1.00% 1.005% 6 per month
$10,001 – $25,000.99 1.20% 1.207% 6 per month
$25,001 – $50,000.99 1.60% 1.612% 6 per month
$50,001 – $100,000.99 2.25% 2.273% 6 per month
$100,001 – $250,000.99 3.00% 3.042% 6 per month
$250,001 and up 3.50% 3.557% 6 per month

June 1, 2023

Savings Accounts Minimum Deposit Dividend Rate* APY Free Withdrawals**
$250 and Up $5.00 0.05% 0.050% 4 Per Quarter
Tax & Insurance $1.00 0.05% 0.050% 3 Per Quarter
Christmas Club $1.00 0.05% 0.050% 1 Per Year in 4th Quarter
Vacation Club $1.00 0.05% 0.050% 2 Per Year

Effective February 1, 2021

Deposit Amount: $1,000 to $50,000.99

Term

Dividend Rate APY 
6 Months 2.75% 2.790%
12 Months 4.50% 4.600%
18 Months 3.50% 3.560%
24 Months 3.50% 3.560%
30 Months 3.50% 3.560%
36 Months 3.50% 3.560%
48 Months 3.00% 3.050%
60 Months 3.00% 3.050%

Deposit Amount: $50,001 to $100,000.99

Term

Dividend Rate APY 
6 Months 2.75% 2.790%
12 Months 4.75% 4.860%
18 Months 3.75% 3.820%
24 Months 3.75% 3.820%
30 Months 3.75% 3.820%
36 Months 3.75% 3.820%
48 Months 3.25% 3.300%
60 Months 3.25% 3.300%

Deposit Amount: $100,001 and up

Term

Dividend Rate APY 
6 Months 2.75% 2.790%
12 Months 5.00% 5.120%
18 Months 4.00% 4.080%
24 Months 4.00% 4.080%
30 Months 4.00% 4.080%
36 Months 4.00% 4.080%
48 Months 3.50% 3.560%
60 Months 3.50% 3.560%

Effective May 1, 2024

We are here to help you

Our mission is to promote the personal financial success of our member owners by providing affordable financial services.

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Call 864.370.5670 during normal business hours or complete our simple online form.

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864.467.4160

information@ghfcu.org

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Our Locations

We have four convenient locations in Downtown Greenville, County Square, SCTAC, and Simpsonville.

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