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Secure access to your accounts 24/7. Also available on our mobile app – GHFCU 2 Go!

All Branches will be Closed on Thursday, July 4th, as we Observe the Independence Day Holiday!  Did you know you can Text Us when you have a question? Text First and Last Name to 864.668.6907 to enable texting with us during regular business hours! It's just one more way we make it convenient to do business with us!

When you need a loan, Greenville Heritage FCU will work with you to get the loan that’s right for your budget.

GHFCU offers competitive loan rates and flexible terms. The following rate charts provide details on a wide variety of loans designed to help you meet your financial needs.


2024-2020 Vehicles with less than 50,000 miles < 125% LTV

Term As Low As
Up to 48 Month Financing 5.99%
60 Month Financing 5.99%
72 Month Financing 6.49%
84 Month Financing 6.99%

2014-2019 Vehicles with 50,001 to 130,000 miles

Term As Low As
Up to 72 Months Financing 7.49%

Used Vehicles with more than 130,000 miles

Term As Low As
Up to 48 Months Financing 8.95%

Effective January 1, 2024

Land As Low As 9.99%

Mortgage Loans/Fixed Rate for 1st Mortgage up to 30-Year term

Fixed Rate 1st Mortgage as low as 2.50% APR depending on credit and application.

10 Year Financing Index Rate
15 Year Financing Index Rate Basis Points
20 Year Financing Index Rate +35 Basis Points
30 Year Financing Index Rate +75 Basis Points

2nd Mortgage Rates 1.25% Higher

2nd Mortgage/HELOC as low as 4.25% APR depending credit and application.

Home Equity/Variable Rates (Subject to change quarterly)


HELOC Special Offer: 5.99% APR Introductory Rate for 12 Months. At the end of the promotional period, remaining balance reverts to current home equity interest rates. Learn More

90% Loan to Value Rates as low as Prime plus .50%

* All rates listed are lowest rates possible as of date noted. Rates are subject to change without notice and may vary based upon creditworthiness and term selected. Certain restrictions may apply.

Greenville Heritage Federal Credit Union NMLS# 627419

Effective January 1, 2023

Type of Loan Interest Rates (APR)
Certificate 4.00% above members CD
Share Secured 4.00%
Signature & Revolving Credit As Low As 8.95%
Short Term, Small Amount Loans (STS Loans) 28.00%

Visa Credit Cards

Type Interest Rates (APR)
Platinum 8.95%*
Gold 13.95%**
Classic 17.95%

Effective January 1, 2023

New Boats, Campers & Motor Homes

up to 144 Months As Low As 8.49%

Used Boats, Campers & Motor Homes

up to 120 Months As Low As 8.99%

New & Used Motorcycles

up to 72 Months As Low As 8.99%

Farm Equipment

up to 72 Months As Low As 8.99%

Effective January 1, 2023

We are here to help you

Our mission is to promote the personal financial success of our member owners by providing affordable financial services.

Apply for Loan

Call 864.370.5670 during normal business hours or complete our simple online form.

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Our Locations

We have four convenient locations in Downtown Greenville, County Square, SCTAC, and Simpsonville.