Deposit Accounts Greenville Heritage

At Greenville Heritage Federal Credit Union, we put our members first—offering secure, rewarding, and accessible deposit accounts that support your financial goals at every stage of life. Whether you’re opening your first savings account, looking for a free checking option, or planning for future growth with high-yield share certificates, our deposit accounts provide flexibility and peace of mind.

With competitive rates, personalized service, and member-first values, Greenville Heritage Federal Credit Union prioritizes your financial well-being while helping you build a stronger future—one deposit at a time.

Deposit Account Options

Checking

A checking account is an excellent way to develop smart financial habits. With Greenville Heritage Federal Credit Union’s Checking Account options, you can enjoy both convenience and flexibility to effectively manage your money and meet your financial goals. All accounts come with easy access and additional member benefits.

Whether you’re looking for a no-cost solution or want to earn interest on your everyday balance, explore our variety of checking accounts below. Click to find the one that fits your lifestyle—and see just how easy it is to get started today!

Ready to Open your GHFCU Checking Account?

If you are already a member, you can open your checking account by logging in to Home Banking. If you prefer to open your account in person, simply visit any of our convenient branch locations. For your convenience, our Main/Downtown and Simpsonville branches are open until 5:30 p.m. on Thursday and Friday.

Savings

At the heart of every financial journey is a solid savings plan—and Greenville Heritage Federal Credit Union, we make it easier than ever to build yours. With member-focused benefits, competitive rates, and flexible options, our savings accounts are designed to help you grow your money while staying connected to a community that puts you first. Whether you’re saving for something special or simply want to strengthen your financial foundation, you’ll find a savings solution that fits your goals.

Ready to Open your GHFCU Savings Account?

We now have online account opening! Visit the How to Join page on our website for all of the details. If you prefer to open your account in person, you can go to any one of our four convenient branches during normal business hours. Be sure to bring the required IDs listed on the How to Join page. For your convenience, our Main/Downtown and Simpsonville offices are open until 5:30 p.m. on Thursday and Friday.

Money Market

Looking to grow your savings while keeping easy access to your funds? Greenville Heritage Federal Credit Union’s Money Market accounts offer the perfect balance of earning and flexibility.

With higher interest rates than traditional savings, these accounts are ideal for members who want more from their deposits. Whether you’re building an emergency fund or planning for a big purchase, enjoy the benefits of a secure account backed by member-first service and competitive yields—all with the personalized support you’ve come to expect.

The more you deposit, the more you earn!

You will receive six free withdrawals per month.
A $10 monthly fee applies if the balance falls below the $1,000 minimum balance requirement.

Ready to Open your GHFCU Money Market Account?

Share Certificates

Ready to earn more from your savings with guaranteed returns? Greenville Heritage Federal Credit Union’s share certificates offer fixed interest rates and flexible terms to help you meet your financial goals. Whether you’re saving for a big purchase or simply looking to grow your funds safely, our share certificates provide a dependable way to watch your money work for you. Backed by the NCUA insurance and personalized member service, it’s a smart, low-risk option for building your financial foundation with confidence.

Dividends are generally higher than Savings and Money Markets
Low minimum deposit of just $1,000
Principal never decreases as a result of early withdrawal penalties

Ready to Open your GHFCU Share Certificate Account?

IRAs

Planning for your future has never been easier—or more rewarding. Greenville Federal Credit Union Individual Retirement Accounts (IRAs) offer tax-advantaged savings designed to help you build a strong financial foundation for retirement. Whether you choose a Traditional or Roth IRA, you’ll enjoy competitive rates, personalized member service, and federally insured peace of mind.

With flexible contribution options and long-term growth potential, our IRAs empower you to invest in tomorrow while benefiting today. Discover a smarter way to secure your financial future—right here at your credit union.

_{*Deposit products are subject to change without notice.}

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DEPOSIT RATES

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SAVINGS CALCULATOR

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MEMBER BENEFITS

ROUTING NUMBER

Greenville Heritage Federal Credit Union’s Routing Number is 253279183.

FEE SCHEDULE

One of the benefits of being a member of Greenville Heritage Federal Credit Union is lower fees for financial services. Learn more about the fees and service charges associated with our various products and services.

MEMBERSHIP AGREEMENT AND DISCLOSURES

Click here to view our current Membership Agreement.

Member Login

Deposit Accounts