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GHFCU strives to be at the top of the market on dividend rates, offering a variety of short term and long term investment options. The following rate charts provide details on savings and investment products designed to help you meet your financial needs.
| Checking Accounts | Minimum Deposit | Dividend Rate | APY | Minimum Balance |
|---|---|---|---|---|
| Basic | $50 | 0.02% ($250+) | 0.020% | None |
| Heritage Advantage | $100 | 0.50% (up to $15k) | 0.502% | None |
Effective September 1, 2022
| Individual Retirement Accounts | Minimum Deposit | Dividend Rate* | APY | Dividends Compounded/Credited |
|---|---|---|---|---|
| IRA Savings | $1,000 | 1.00% | 1.005% | Quarterly |
12 Months | $1,000 | 3.50% | 3.560% | Semi-Annually |
18 Months | $1,000 | 3.00% | 3.030% | Semi-Annually |
36 Months | $1,000 | 3.00% | 3.030% | Semi-Annually |
| 60 Months | $1,000 | 2.50% | 2.520% | Semi-Annually |
Effective June 1, 2024
| Minimum Deposit | Dividend Rate* | APY | Free Withdrawals** |
|---|---|---|---|
| $1,000 – $10,000.99 | 0.75% | 0.760% | 6 per month |
| $10,001 – $25,000.99 | 0.95% | 0.960% | 6 per month |
| $25,001 – $50,000.99 | 1.35% | 1.360% | 6 per month |
| $50,001 – $100,000.99 | 2.00% | 2.020% | 6 per month |
| $100,001 – $250,000.99 | 2.75% | 2.790% | 6 per month |
| $250,001 and up | 3.25% | 3.300% | 6 per month |
June 1, 2024
| Deposit Amount: $1,000 to $50,000.99 | ||
Term | Dividend Rate | APY |
| 6 Months | 3.75% | 3.820% |
| 12 Months | 3.50% | 3.560% |
| 18 Months | 2.75% | 2.790% |
| 24 Months | 2.75% | 2.790% |
| 30 Months | 2.75% | 2.790% |
| 36 Months | 2.50% | 2.530% |
| 48 Months | 2.00% | 2.020% |
| 60 Months | 2.00% | 2.020% |
Deposit Amount: $50,001 to $100,000.99 | ||
Term | Dividend Rate | APY |
| 6 Months | 4.00% | 4.080% |
| 12 Months | 3.75% | 3.820% |
| 18 Months | 3.00% | 3.050% |
| 24 Months | 3.00% | 3.050% |
| 30 Months | 3.00% | 3.050% |
| 36 Months | 2.75% | 2.790% |
| 48 Months | 2.25% | 2.280% |
| 60 Months | 2.25% | 2.280% |
Deposit Amount: $100,001 and up | ||
Term | Dividend Rate | APY |
| 6 Months | 4.25% | 4.340% |
| 12 Months | 4.00% | 4.080% |
| 18 Months | 3.25% | 3.300% |
| 24 Months | 3.25% | 3.300% |
| 30 Months | 3.25% | 3.300% |
| 36 Months | 3.00% | 3.050% |
| 48 Months | 2.50% | 2.530% |
| 60 Months | 2.50% | 2.530% |
Effective December 1, 2024
| Savings Accounts | Minimum Deposit | Dividend Rate* | APY | Free Withdrawals** |
|---|---|---|---|---|
| $250 and Up | $5.00 | 0.05% | 0.050% | 4 Per Quarter |
| Tax & Insurance | $1.00 | 0.05% | 0.050% | 3 Per Quarter |
| Christmas Club | $1.00 | 0.05% | 0.050% | 1 Per Year in 4th Quarter |
| Vacation Club | $1.00 | 0.05% | 0.050% | 2 Per Year |
Effective February 1, 2021
Our mission is to promote the personal financial success of our member owners by providing affordable financial services.
Call 864.370.5670 during normal business hours or complete our simple online form.
Apply NowConvenient locations in Downtown Greenville, County Square, and Simpsonville.
Locations
520 W. Washington Street Greenville, SC 29601
864.467.4160
