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All Branches will be Closed on Monday, September 1, as we Observe the Labor Day Holiday. CLICK HERE TO LEARN HOW TO JOIN GHFCU!

Affordable Auto Loans for New and Used Vehicles

Looking to buy or refinance a new or used car or truck? Our competitive auto loan rates make it easier than ever to drive away with confidence. Unlike many lenders, we offer vehicle financing for cars and trucks up to 10 model years old—giving you more flexibility and options when shopping for your next ride.

Free CARFAX Report for Used Car Buyers

When purchasing a pre-owned vehicle, it’s essential to know its history. That’s why we provide a free CARFAX Vehicle History Report with every used car loan. This report includes detailed information about previous ownership, accidents, service records, and more—helping you make a smart and informed decision.

Expert Loan Support and Easy Online Application

Ready to finance your next vehicle? Our experienced auto loan specialists are here to help you understand your options and negotiate the best deal. Call us at 864-370-5670 during business hours or start your online auto loan application today. With the right tools and expert guidance, you can save money and drive away with peace of mind.

BACK-TO-SCHOOL AUTO LOAN OFFER

For a limited time only, when you finance your vehicle with us between August 1-31, 2025, you’ll receive one entry into our $500 CASH give-a-way to help cover your back-to-school expenses. Whether it’s new supplies, tech upgrades, or fresh outfits for the kids, we’ve got your budget covered.

No children or grandchildren? No problem. An extra $500 could still go a long way—whether it’s for a weekend getaway, tackling a few bills, or simply treating yourself.

Here are the benefits you won’t get anywhere else:

  • Rates as low as 4.49% APR*
  • One Entry into $500 CASH Give-a-way
  • PLUS, get $250 cash back* with our Doggone Good Loan promotion.
  • Flexible Terms
  • Up to 60 Days to Make First Payment
  • One FREE CarFax Report
  • Discount Protective Services

Don’t miss this chance to drive into the new season with extra cash in your pocket. Offer ends August 31, 2025—apply today and make this school year your smoothest ride yet! $500 cash give-a-way drawing will be held on September 10, 2025.

 

Auto Loans APR
2025-2021 Vehicles with less than 50,000 miles and below 125% LTV As Low As
Up to 48 Month Financing 4.49
60 Month Financing 4.49
72 Month Financing 4.99
84 Month Financing 5.49
2015-2020 Vehicles with 50,001 to 130,000 miles  
Up to 72 Months Financing 5.99
Used Vehicles with more than 130,000 miles (Up to 48 Months Financing) 8.95
Rates Effective August 1, 2025

Check out our current DOGGONE GOOD LOANS  promotion – Earn $250 Cash Back on Qualifying Loans!

*Annual Percentage Rate (APR) may vary depending on each individual’s credit history and underwriting factors. Promotion period is August 1, 2025 to August 31, 2025. All credit union loan promotional offers, programs, rates, terms and conditions are subject to change at any time and without notice. Offer may end at any time. Other restrictions may apply.