Checking

Basic Checking

Save money every month with our basic checking account – perfect for your personal or business checking needs! There are no hidden charges or fees. With an opening deposit of just $50, you can enjoy access to all the product features listed above. Plus, our Basic Checking account comes with unlimited check writing privileges and a free starter kit including temporary checks.

Heritage Advantage Checking

Earn a higher dividend rate on balances up to $15,000 with the Heritage Advantage Checking Account! With an opening deposit of just $100, you can enjoy access to all the product features listed above. Just meet the following requirements each month: maintain eStatements, have 1 direct deposit or ACH credit transaction per month, make 12 or more signature debit transactions per month, and use Home Banking at least once per month.

*APY is Annual Percentage Yield. Balances above $15,000 will earn corresponding Money Market rate. Limit one account per member. Not available on business accounts. Rate subject to change without notice.

New Horizon Checking

Rebuild your credit with our New Horizon Checking Account, designed for individuals who have had serious banking issues in the past. After the minimum opening deposit of $50, there is no minimum monthly balance and members pay a monthly maintenance fee of $15. Direct deposit is required for Courtesy Pay overdraft protection.  After a year of responsible use, members can request an upgrade to Basic Checking.

Money Market Checking

Searching for a good investment? Now you don’t have to choose between growth and safety with our tiered, high yield, Money Market Accounts. The more you deposit, the more you earn! You will receive six free withdrawals per month. A $10 monthly fee applies if the balance falls below the $1,000 minimum balance requirement.

Ready to open your GHFCU Checking Account?

If you are already a member, you can open your checking account by logging in to Home Banking. If you prefer to open your account in person, simply visit any of our convenient branch offices. For your convenience, our Main/Downtown and Simpsonville offices are open until 5:30 p.m. on Thursday and Friday.