Loan Products

Looking to buy or refinance a new or used car? Greenville Heritage Federal Credit Union offers competitive auto loan rates, flexible terms, and fast approvals to help you get behind the wheel with confidence. Our auto financing solutions are tailored for credit union members, making it easier to secure low-interest car loans and save money over time. Whether you’re purchasing from a dealership or a private seller, our team provides expert guidance and negotiation tips to help you get the best deal. Empower yourself with the knowledge and support you need to make smart, budget-friendly vehicle decisions.

Ready to hit the road, ride the waves, or explore the great outdoors? Greenville Heritage Federal Credit Union offers affordable financing for a wide range of recreational vehicles—including motorcycles, boats, campers, RVs, farm equipment, and personal watercraft. Whether you’re buying new or used, our RV loans feature competitive interest rates, extended payment terms for luxury models, and fast local approvals. As a trusted credit union serving Greenville County, South Carolina, we make it easy for members to finance their next adventure with budget-friendly loan options and personalized service.

Whether you’re a first-time homebuyer or a seasoned homeowner looking to upgrade, Greenville Heritage Federal Credit Union offers a variety of mortgage loan options to help you purchase your ideal home. Our competitive mortgage rates, flexible terms, and personalized service make home financing simple and stress-free. As a trusted credit union serving Greenville County, South Carolina, we pair you with an experienced Mortgage Specialist who will guide you through the process and customize a loan solution that fits your budget and lifestyle. Discover how easy it is to secure a home loan with Greenville Heritage FCU.

Enjoy financial freedom and everyday convenience with a VISA® Credit Card from Greenville Heritage Federal Credit Union. Our credit cards offer competitive interest rates starting as low as 8.95% APR*, with no annual fees, no balance transfer fees, and no cash advance fees—making them a smart choice for budget-conscious members. Whether you’re making purchases, managing monthly expenses, or building credit, our credit union credit cards provide the flexibility and value you need, backed by trusted local service.

Need extra cash for travel, home upgrades, or unexpected expenses? Greenville Heritage Federal Credit Union offers flexible personal loans up to $15,000 with repayment terms of up to 42 months. Our low-interest personal loans are designed to help credit union members in Greenville County, South Carolina finance what matters most—whether it’s a new computer, medical bills, or a special occasion. With fast approvals, competitive rates, and personalized service, getting the funds you need has never been easier.

Stay financially prepared with a flexible revolving line of credit from Greenville Heritage Federal Credit Union. Designed exclusively for our credit union members, this convenient borrowing option gives you access to funds whenever you need them—whether for emergencies, unexpected expenses, or everyday purchases. You only borrow what you need, and your monthly payment is based on your outstanding balance, helping you manage cash flow with ease. With competitive rates and local decision-making, our lines of credit offer a smart, secure way to stay in control of your finances.

Make this holiday season stress-free and joyful with a Holiday Loan from Greenville Heritage Federal Credit Union. Available exclusively during November and December, our low-interest holiday loans let credit union members borrow up to $1,000 for gifts, travel, or seasonal expenses—without relying on high-interest credit cards. With fast approvals, flexible repayment options, and no hidden fees, our holiday financing helps you celebrate the season while staying within budget.

Planning a getaway but want to avoid high-interest credit card debt? Greenville Heritage Federal Credit Union offers affordable Vacation Loans exclusively for credit union members, available during June, July, and August. Borrow up to $1,000 at low interest rates and enjoy flexible repayment options that fit your budget. Whether you’re heading to the beach, taking a road trip, or booking a family adventure, our seasonal vacation loans provide a smart, cost-effective way to finance your travel plans without the financial stress.

Maximize your savings while accessing the funds you need with a Certificate or Share Secured Loan from Greenville Heritage Federal Credit Union. Credit union members can borrow up to 100% of the value of their Term Share Certificates or Share Accounts—without interrupting dividend earnings. These low-interest secured loans offer extended repayment terms of up to 144 months, making them a smart and affordable financing option for planned purchases or unexpected expenses. Enjoy the benefits of borrowing while keeping your savings intact.