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At Greenville Heritage Federal Credit Union, we’re committed to helping our members find affordable loan solutions that fit their budget and financial goals. Whether you’re looking for auto loans, personal loans, mortgages, or lines of credit, our competitive interest rates and flexible terms make borrowing simple and cost-effective. Explore our loan rate charts below to compare options and discover financing designed to meet your needs—backed by trusted local service and fast approvals.
| Term | Annual Percentage Rate (APR) as low as |
|---|---|
| Up to 48 Month Financing | 3.99% |
| 60 Month Financing | 3.99% |
| 72 Month Financing | 4.49% |
| 84 Month Financing | 4.99% |
| Term | Annual Percentage Rate (APR) as low as |
|---|---|
| Up to 72 Months Financing | 5.49% |
| Term | Annual Percentage Rate (APR) as low as |
|---|---|
| Up to 48 Months Financing | 8.95% |
*Specialty Vehicles may carry a supplement of up to 200 basis points on posted rates.
| Term | Annual Percentage Rate (APR) as low as |
up to 144 Months | 7.49% |
| Term | Annual Percentage Rate (APR) as low as |
up to 120 Months | 7.99% |
| Term | Annual Percentage Rate (APR) as low as |
up to 72 Months | 6.49% |
| Term | Annual Percentage Rate (APR) as low as |
up to 72 Months | As Low As 7.99% |
| Land | As Low As 7.99% |
| 10 Year Financing | Index Rate |
| 15 Year Financing | Index Rate |
| 20 Year Financing | Index Rate + 0.35% |
| 30 Year Financing | Index Rate + 0.75% |
| Maximum Term is based on amount financed — up to 20 Years |
Second Mortgages are Priced 1.25% Higher than our First Mortgages |
| 90% Loan to Value | Rates as low as Prime plus .50% |
Greenville Heritage Federal Credit Union NMLS# 627419
| Type of Loan | Annual Percentage Rate (APR) as low as |
|---|---|
| Certificate | 4.00% above members CD |
| Share Secured | 4.00% |
| Signature & Revolving Credit | As Low As 8.95% |
| Short Term, Small Amount Loans (STS Loans) | 28.00% |
| Type | Annual Percentage Rate (APR) as low as |
|---|---|
| Visa® Platinum | 8.95%* |
Visa® Gold | 13.95%** |
Visa® Classic | 17.95% |
In addition to competitive interest rates as low as 8.95% APR*, there is no annual fee for balance transfers or cash advances. For convenience, we offer automatic payments and online access to your account information. Plus, you earn ScoreCard Rewards® – Bonus Points of 1% Cash Back on qualified purchases.**
Effective November 1, 2025
* All rates listed are lowest rates possible as of date noted. Rates are subject to change without notice and may vary based upon creditworthiness and term selected. Certain restrictions may apply.
520 W. Washington Street Greenville, SC 29601
864.467.4160
