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Secure access to your accounts 24/7. Also available on our mobile app – GHFCU 2 Go!

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DON'T FORGET TO SPRING FORWARD THIS WEEKEND! SET YOUR CLOCKS AHEAD ONE HOUR BEFORE HEADING TO BED SATURDAY NIGHT!   ATTN MEMBERS: An employee of Greenville Heritage will NEVER text or call you and ask for your Home Banking Credentials - Username, Password, or the answers to your Security Questions. Several members have received texts and follow up phone calls that appear to come from 864.467.4160.
    Greenville Heritage > Membership

Membership

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Discover the benefits of ownership!

When you join Greenville Heritage Federal Credit Union you become part of a community-focused financial institution that has put people over profits since 1941. Unlike big banks, we offer lower fees, competitive loan rates, and personalized service—helping you save more and reach your financial goals faster. With member-owned values and local roots, Greenville Heritage Federal Credit Union prioritizes your financial well-being while giving back to the communities we serve.

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A GHFCU Membership gives you access to a full suite of financial services—including checking and savings accounts, auto loans, mortgages, personal loans, credit cards, business services, and 24/7 digital banking—to help members manage, borrow, and grow their money. Plus, gain access to additional Member Perks.

It's EASY TO JOIN TODAY and begin taking advantage of your exclusive membership benefits!

START YOUR MEMBERSHIP TODAY

Fill out our simple and easy online membership application. You will need two forms of identification from the list in the FAQs below. If you need to upload documents to complete your application, click here to utilize our secure document upload portal.

WITH GHFCU YOUR MONEY IS SAFE & SECURE

Greenville Heritage Federal Credit Union's 5-Star Rated Bauer Logo

Greenville Heritage FCU has earned the Five-Star Superior rating from Bauer Financial Inc. as well capitalized and financially sound.

National Credit Union Association Logo

Your account is insured by the National Credit Union Share Insurance Fund for $250,000.

Greenville Heritage FCU is an Accredited Better Business Bureau to show our organization operates honestly and with integrity.

Experience the Credit Union Difference

Experience the Credit Union Difference 

Credit union membership opens the door to smarter banking, lower fees, and a financial partner that puts you first. When you join a credit union, you’re more than an account number — you become a member‑owner with access to personalized service, competitive rates, and financial tools designed to help you thrive. If you’re searching for a better way to manage your money, credit union membership is one of the most rewarding financial decisions you can make.

Why Join a Credit Union?

Credit unions are built around people, not profits. That means every product, service, and decision is designed to support your financial well‑being. Members choose credit unions because they offer:

  • Lower Loan Rates & Higher Savings Returns

Credit unions reinvest earnings back into members through lower interest rates on auto loans, personal loans, credit cards, and mortgages — plus higher dividends on savings accounts and certificates.

  • Fewer Fees & Transparent Pricing

Say goodbye to unnecessary charges. Credit unions are known for fewer fees, lower minimum balance requirements, and straightforward account options that make managing your money easier.

  • Local Service You Can Trust

As a member, you get personalized support from people who live and work in your community. Whether you’re opening your first account or planning for the future, you’ll always have someone ready to help.

  • Access to Modern Digital Banking

Enjoy secure mobile banking, online bill pay, remote deposit, and 24/7 account access — all backed by the friendly service credit unions are known for.

The Credit Union Difference

Credit unions stand apart from traditional banks in ways that matter:

  • Member-Owned, Not Investor-Owned Your membership gives you a voice. Decisions are made with your best interests in mind, not shareholder profits.
  • Community-Focused Mission Credit unions support local families, businesses, and neighborhoods through financial education, charitable giving, and community partnerships.
  • Stronger Member Relationships You’re not just opening an account — you’re joining a cooperative that’s committed to helping you reach your financial goals.
  • Safe, Secure, and Federally Insured Your deposits are protected up to $250,000 through the NCUA, giving you peace of mind every day.
 
See Difference Between Credit Unions and Banks

Frequently Asked Questions

Who Can Join?

Greenville Heritage Federal Credit Union is open to everyone in Greenville County.

Anyone who lives, works, worships, or attends school in Greenville County can join GHFCU. You don’t need to work for a certain company or industry to enjoy the unique money-saving benefits of working with a not-for-profit federal credit union.

Membership is a family affair.

Leave a generational legacy of financial success!  Your immediate family members can enjoy our lower loan rates, higher deposit rates, lower fees and fantastic member service!

Cost to Join

What does it cost to join?

There is no fee to join. Simply opening a savings account with a minimum deposit of $5 gives you access to all the benefits of membership.

Forms of Identification

What forms of identification are acceptable?

For membership, the following is a list of acceptable identification. The ID provided must show your name, residence, and date of birth. One form of identification MUST be a government-issued photo ID like a(n):

  • Un-expired State Driver’s License or State Identification Card (If your address is different from the one on your driver’s license, please bring a recent utility bill with the correct address.)
  • Un-expired Commercial Driver’s License
  • Military ID card
  • Federal Government Employee ID Card
  • Permanent Resident Card
  • Passport
  • Alien Registration Card, Nonresident Alien Border Crossing Card, Nonimmigrant Visa and Border Crossing Card, or Employment Authorization Card
  • Matricula Consular Card

The second form of identification can be from the group above or one of the following:

  • Certified Birth Certificate
  • Any other form of Government Issued ID
  • Employer issued photo ID and recent pay stub
  • Employer Health Benefits Card
  • Student ID card (school will be contacted)
  • Social Security Card
  • Certified Birth Certificate

If your question is not addressed here, we encourage you to reach out to our Member Services team. We are dedicated to supporting your financial well-being every step of the way.

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DEPOSIT SERVICES
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LOAN SERVICES
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CONTACT US

Greenville Heritage Federal Credit Union was established in 1941 as a not-for-profit financial institution owned by its members and governed by a member-elected Board of Directors. Initially chartered to serve City of Greenville employees, the charter was later expanded to include Greenville County employees and various other select employee groups.

520 W. Washington Street Greenville, SC 29601

864.467.4160

Routing Number: 253279183

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