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Whether you’re buying your first home, upgrading to your dream house, or refinancing your current mortgage, Greenville Heritage Federal Credit Union (GHFCU) is your trusted partner for affordable, stress-free home financing.
At GHFCU, we understand that every homebuyer’s journey is unique. That’s why we offer a wide range of mortgage loan options designed to fit your lifestyle, budget, and long-term goals. Our commitment to personalized service, competitive rates, and flexible terms ensures that your mortgage experience is smooth from start to finish.
Whether you’re stepping into homeownership for the first time or looking to refinance your current mortgage, Greenville Heritage Federal Credit Union (GHFCU) offers flexible, member-focused mortgage solutions designed to fit your financial goals.
Buying a home is a major milestone—and GHFCU is here to make it simple and stress-free. Our homebuyer mortgage programs are tailored to help you navigate the process with confidence and clarity.
GHFCU helps you secure a mortgage that fits your budget and lifestyle.
Already a homeowner? GHFCU makes it easy to refinance your mortgage and take advantage of lower interest rates or better loan terms. Our refinancing options are ideal for members looking to reduce monthly payments, shorten loan terms, or access equity for home improvements.
Our refinance loans let you borrow up to 90% of your home’s value, with low closing costs and fixed monthly payments that stay the same for the life of the loan—making it easier to budget and plan ahead.
At Greenville Heritage Federal Credit Union, we understand that not every homebuyer fits into a conventional mortgage box. That’s why we offer access to a full suite of specialty mortgage loan options, including VA, FHA, USDA, and Jumbo loans, designed to meet the diverse needs of our members.
Whether you’re a veteran seeking a VA loan, a first-time buyer qualifying for FHA or USDA financing, or purchasing a high-value property with a Jumbo loan, GHFCU works with trusted national lending partners to ensure you get the right loan for your situation.
Whether you’re planning a kitchen remodel, tackling major home improvements, or consolidating high-interest debt, your home’s equity can be a powerful financial resource. At Greenville Heritage Federal Credit Union (GHFCU), we offer flexible Home Equity Loans and Home Equity Lines of Credit (HELOCs) designed to help our members fund life’s big expenses with confidence.
Our Home Equity Loans provide a lump sum of cash with a fixed interest rate and predictable monthly payments—ideal for one-time expenses like renovations, medical bills, or tuition.
Our Home Equity Line of Credit (HELOC) gives you revolving access to your home’s equity, so you can borrow as needed for ongoing projects or unexpected expenses.
Whether you’re upgrading your home or managing debt, GHFCU’s HELOC gives you the flexibility to borrow what you need, when you need it.
Meet Mary Heinecke, our dedicated Mortgage Specialist. With years of experience and a passion for helping members achieve homeownership, Mary will customize a loan solution that fits your goals.
Equal Housing Lender. The Annual Percentage Rate (APR) is determined by individual credit history and underwriting criteria. Loan approval is contingent upon credit union evaluation. Promotional offers, loan programs, rates, terms, and conditions are subject to change without prior notice.
520 W. Washington Street Greenville, SC 29601
864.467.4160
