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Due to the extended government shutdown, we are offering a one-time advance on consumer loans in good standing. (Visas, mortgages and workout loans excluded.) Unlike Skip-A-Pay, there is no fee for this advance. We are also bringing back $1,000 Disaster Relief loans at 9.95% with a 12-month payback. Visit your nearest branch or call 864.370.5670 to apply or ask questions.

Looking to fund a major purchase, consolidate debt, or cover unexpected expenses? Greenville Heritage Federal Credit Union’s flexible and affordable personal loans are designed to help you take control of your finances with confidence. As a trusted local credit union, we offer low interest rates, easy online applications, and fast approval—all with personalized service you can count on. Whether you’re planning a dream vacation or need a little extra support, our personal loan solutions are tailored to fit your life. Explore how a GHFCU credit union personal loan can work for you today.

  • Flexible personal loans up to $15,000.
  • Repayment terms of up to 42 months.

ADDITIONAL LOAN OPTIONS

Stay financially prepared with a flexible revolving line of credit from Greenville Heritage Federal Credit Union. Designed exclusively for our credit union members, this convenient borrowing option gives you access to funds whenever you need them—whether for emergencies, unexpected expenses, or everyday purchases. You only borrow what you need, and your monthly payment is based on your outstanding balance, helping you manage cash flow with ease. With competitive rates and local decision-making, our lines of credit offer a smart, secure way to stay in control of your finances.

Make this holiday season stress-free and joyful with a Holiday Loan from Greenville Heritage Federal Credit Union. Available exclusively during November and December, our low-interest holiday loans let credit union members borrow up to $1,000 for gifts, travel, or seasonal expenses—without relying on high-interest credit cards. With fast approvals, flexible repayment options, and no hidden fees, our holiday financing helps you celebrate the season while staying within budget.

Planning a getaway but want to avoid high-interest credit card debt? Greenville Heritage Federal Credit Union offers affordable Vacation Loans exclusively for credit union members, available during June, July, and August. Borrow up to $1,000 at low interest rates and enjoy flexible repayment options that fit your budget. Whether you’re heading to the beach, taking a road trip, or booking a family adventure, our seasonal vacation loans provide a smart, cost-effective way to finance your travel plans without the financial stress.

Maximize your savings while accessing the funds you need with a Certificate or Share Secured Loan from Greenville Heritage Federal Credit Union. Credit union members can borrow up to 100% of the value of their Term Share Certificates or Share Accounts—without interrupting dividend earnings. These low-interest secured loans offer extended repayment terms of up to 144 months, making them a smart and affordable financing option for planned purchases or unexpected expenses. Enjoy the benefits of borrowing while keeping your savings intact.

*The Annual Percentage Rate (APR) is determined by individual credit history and underwriting criteria. Loan approval is contingent upon credit union evaluation. Promotional offers, loan programs, rates, terms, and conditions are subject to change without prior notice.