Secure access to your accounts 24/7. Also available on our mobile app – GHFCU 2 Go!
Managing money doesn’t have to feel overwhelming. Whether you’re just starting out or planning for bigger goals, establishing strong financial habits today sets the foundation for long-term success. The Greenville Heritage Federal Credit Union experts are here to help you take control of your money and set yourself up for success.
Whether you’re saving for travel, a car, or your first home, we’ll help you make it happen.
A higher score means lower loan rates, lower insurance premiums, increased employment opportunities and more freedom to chase what you want – like buying a car, renting an apartment, or qualifying for a mortgage.
Schedule a FREE financial consultation with one of our credit experts. Use the form below to send your consultation request or call 864.370.5670.
Stop letting debt drain your paycheck. We’ll help you restructure payments, so you save money and pay off balances faster. Take a peek at these incredible LIMITED-TIME OFFERS:
REFINANCE YOUR AUTO LOAN – Current Rates as low as low as 3.99% APR*.
TAKE ADVANTAGE OF THE PICK YOUR LOAN REWARD OFFER – Extended until January 31, 2026 on qualifying consumer loans of $25,000+.
REDUCE YOUR HIGH-INTREST CREDIT CARD INTEREST RATE – The GHFCU Visa Credit Card has a competitive low interest rate as low as 8.95% APR*. No annual fee. No balance transfer fees. Earns rewards.
ROLL HIGH-INTEREST DEBT INTO A HOME EQUITY LINE OF CREDIT – Current Low Introductory Rate of 5.99% APR* for 12 Months.
Finally feel confident about where your money goes— create a safety net and start saving for what matters most—whether that’s travel, a home, or your future family.
Dream Savers Account for Young Adults 18 to 30 years old. Earn 7% APY* on balances up to $2,500 and receive a $100 BONUS when you complete the one-year savings program.
Set your Child’s Financial Future with a Little Savers Account – a high-yield savings account designed exclusively for minors from newborn to 17 years old. Earns 7% APY* on balances up to $2,500.00.
Financial independence doesn’t happen overnight, but it starts with one decision: taking control. Let us help you create a plan that works for you in 2026 and beyond. Schedule a one-on-one Financial Consultation by filling out the form below. A GHFCU Financial Expert will reach out to confirm your appointment.
Anyone who lives, works, or worships in Greenville County can enjoy the rewarding lifetime benefits of ownership. Learn more about Membership and our Exclusive Membership Benefits!
*Promotion dates: January 1 – March 31, 2026. Normal credit guidelines apply. Greenville Heritage FCU employees cannot make recommendations on retirement planning, investments, or taxes. Be sure to discuss any changes to your financial situation with your accountant and/or tax professional.
Auto Loan Annual Percentage Rate (APR) is determined by individual credit history and underwriting criteria. Loan approval is contingent upon credit union evaluation. Promotional offers, loan programs, rates, terms, and conditions are subject to change without prior notice.
The initial rate for the Home Equity Line of Credit (HELOC) low introductory rate promotion is a fixed rate not based on the index and margin used for subsequent rate adjustments. The HELOC Promotion has an initial rate of 5.99% APR fixed for the first 12 months. After the introductory 12-month period, the APR can vary and is based on Prime Rate plus a margin of +0.50% to +2.50% based on credit rating. The APR is subject to change on the 10th of each month, based on changes to Prime Rate, the highest Prime Rate published in the Wall Street Journal “Money Rates” table on the 20th of the prior month. Minimum APR 3.50%, maximum APR 18.00%. Max LTV for HELOC is up to 90% CLTV. HELOC qualifies for introductory rate with a minimum credit line of $20,000 and a loan amount of $5,000 taken at closing. During the draw period, you may withdraw (advance) funds up to your credit line limit and pay amortized principal and interest payments on the outstanding balance monthly. After the draw period, you may not withdraw any more funds from the line. After the draw period end, you will continue to pay the amortized principal and interest monthly. Offer not applicable on refinance of existing GHFCU HELOCs. There are no loan processing or early closure fees and no prepayment penalty. Borrower is responsible for closing costs ranging from $1,500 to $3,000 including appraisal. GHFCU does not offer escrow services. Rates, terms, and conditions are subject to change without notice.
Credit Card Annual Percentage Rate (APR) is determined by individual credit history and underwriting criteria. Loan approval is contingent upon credit union evaluation. Promotional offers, loan programs, rates, terms, and conditions are subject to change without prior notice.
The Dream Savers and Little Savers accounts do not establish membership. Member must also have a regular savings account. Balances above $2,500 will earn the regular savings dividend rate. When the member ages out of the special account, the funds will be transferred back into the regular savings account. Rate subject to change without notice. $100 Dream Savers Reward is a one-time offer.
520 W. Washington Street Greenville, SC 29601
864.467.4160
