VISA Credit Cards

Visa® Credit Cards for Credit Union Members

**Trusted. Flexible. Rewarding. Rates as low as 8.95% APR*.**

Unlock the Power of Membership with a Visa Credit Card Tailored Just for You

As a valued credit union member, you deserve more than just a credit card—you deserve a financial tool that works as hard as you do. Our Visa® Credit Cards combine competitive rates, exclusive member benefits, and global purchasing power to help you spend smarter and live better.

Why Choose a Visa Credit Card from GHFCU?

Low Interest Rates – Competitive interest rates as low as 8.95% APR*.
No Hidden Fees – No annual fee and no fee for balance transfers or cash advances.
Reward Programs – Earn ScoreCard Rewards® — Bonus Points or 1% CashBack on qualified purchases.**
Advanced Security – Benefit from Visa’s Zero Liability Protection and EMV chip technology.
Worldwide Acceptance – Shop confidently at millions of locations globally.
Digital Wallet Ready – Compatible with Apple Pay®, Google Pay™, and Samsung Pay®.
Easy Card Management – For convenience, we offer automatic payments and online access to your account information.

Visa® Credit Card Types

	Platinum	Gold	Classic
Card Types	Our Platinum Visa gives our members greater purchasing power with a low interest rate on carried balances. Use this card as a transactional card or to finance a major purchase or home improvement project.	Our Gold Visa serves members with established credit of all types. Add this card to your wallet to increase your capacity, move balances from higher rate cards and improve your credit score!	Our Classic Visa is a good card for members who need to build or repair credit. Use your card, but don’t max out the credit line. Make your payments on time and watch your score climb!
Credit Score	Excellent	Good	Fair
Credit Lines	Up to $25,000	Up to $15,000	Up to $7,500
APR	8.95%	13.95%	17.95%
ScoreCard Rewards	Choose Bonus Points or 1% Cash Back	Choose Bonus Points or 1% Cash Back	Choose Bonus Points or 1% Cash Back
Annual Fee	None	None	None
Cash Advance Fee	None	None	None
Balance Transfer Fee	None	None	None
	Learn More	Learn More	Learn More

Lost or Stolen Visa® Credit Card

During Normal Business Hours

Call Center: 864.467.4160

Loans by Phone Hotline: 864.370.5670

Report a Lost or Stolen Visa Credit Card:

800.808.7230

Report Fraud on a Visa Credit Card:

800.600.5249

Additional Resources to Enhance your Credit Card Experience:

ScoreCard Rewards®

eZCard Info

couple with tablet pc and credit card at home

Visa® Account Updater Services

Ready to Apply for your Credit Card?

Applying is fast, secure, and hassle-free. Whether you’re looking to earn rewards, build credit, or simply enjoy peace of mind, we have a Visa card that fits your lifestyle. WE MAKE IT EASY: Apply online, visit a branch, or call 864-370-5670 during business hours to speak with a loan specialist today.

APPLY NOW

_{*The Annual Percentage Rate (APR) is determined by individual credit history and underwriting criteria. Loan approval is contingent upon credit union evaluation. Promotional offers, loan programs, rates, terms, and conditions are subject to change without prior notice.}

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